by adminfwc | Apr 1, 2025 | Financial Planning, Investment, Retirement, Tax
200 – Choose wisely and set yourself up for the future Question My mother recently passed away and I will be inheriting a living annuity that pays her an income of R20 000 a month and is worth R5m. I have been given the option of taking the R5 million as a lump...
by adminfwc | Apr 1, 2025 | Financial Planning, Investment, Retirement, Tax
199 – Timing the markets versus time in the market Question I retired three years ago, with half my income coming from my company pension fund and the other half from interest from investments. I am paying tax at a rate of 41%. Is there anything that I can do to...
by adminfwc | Apr 1, 2025 | Estate Planning, Financial Planning, Investment, Tax
197 – Be the master of estate planning and avoid delays Question I retired three years ago, with half my income coming from my company pension fund and the other half from interest from investments. I am paying tax at a rate of 41%. Is there anything that I can...
by adminfwc | Mar 3, 2025 | Financial Planning, Investment, Offshore, Tax, Uncategorized
196 – Don’t have all your eggs in one overseas basket Question The new land expropriation law has been giving me sleepless nights. A friend of mine suggested that I should do as he has done and move all my investments into an overseas bank. Should I do so?...
by adminfwc | Mar 3, 2025 | Financial Planning, Investment, Offshore, Tax
195 – Essential questions to ask when you see your financial adviser Question I left university ten years ago and have been managing my own investments. After reading your column, I am concerned that this may not have been the wisest move and that my finances...
by adminfwc | Feb 18, 2025 | Financial Planning, Investment, Retirement, Tax
193 – Ensuring a tax-savvy retirement income stream Question I am 72 and will shortly be retiring. I will receive an income of R10k a month which is sufficient for my living costs. My wife is 9 years younger than me and will work for 3 more years to 65. She...
