by adminfwc | Oct 5, 2026 | Business, Estate Planning, Financial Planning, Tax
No. 272 – Plan ahead for business ownership after death Question My husband owns a business with two partners. If my husband dies what happens to his shares and how do I make sure I receive the value of his share of the business? Answer You do not necessarily...
by adminfwc | Oct 5, 2026 | Estate Planning, Financial Planning, Investment, Retirement
No. 271 – Planning for living and having money left to leave after your death Question I am 65 and have a retirement fund worth R5 million. I want an income, but I also want to leave something to my son when I die. What should I do? Answer Balancing the income...
by adminfwc | Sep 21, 2026 | Estate Planning, Financial Planning, Investment, Tax
No. 268 – Access bonds can boost emergency savings, but discipline is vital Question Is it prudent to put your emergency fund into your access bond, where it reduces the interest on your home loan but remains available if you need it? Answer From a purely...
by adminfwc | Sep 2, 2026 | Estate Planning, Financial Planning, Investment, Tax
No. 267 – The case for giving children an early inheritance Question My wife and I are in our seventies and have considerably more money than we are likely to spend. Our children are in their forties and could use the money now. Should we start giving them their...
by adminfwc | Sep 2, 2026 | Estate Planning, Financial Planning, Investment, Tax
No. 266 – Three principles to guide investment decisions Question I inherited R3.8 million and want to invest it sensibly. There is so much talk around costs and types of investment that I am confused. What should I actually look at? Answer Without knowing...
by adminfwc | Aug 11, 2026 | Financial Planning, Investment, Offshore, Tax
No. 265 – US asset may not be the best bet when it comes to estate planning Question I have R10 million invested offshore in an S&P 500 index unit trust. The money was transferred into dollars using my offshore allowance. I have heard that offshore...
