by adminfwc | Nov 2, 2026 | Financial Planning, Life Cover, Medical, Retirement
No. 276 – Protecting your family finances while freelancing Question After I was retrenched, I have started life as a freelancer. I am enjoying the independence, but I am concerned about losing the benefits that I previously received through my employer. What...
by adminfwc | Nov 2, 2026 | Estate Planning, Financial Planning, Investment, Tax
No. 275 – Money in the bank could cost you more in tax Question I recently got a shock from my tax advisor and was told I have to pay SARS over R100 000 this year. My advisor said it was because I have too much money in my local and offshore bank accounts. ...
by adminfwc | Nov 2, 2026 | Financial Planning, Investment, Retirement, Tax
No. 274 – Weighing up rental income against long-term investment growth Question I have a rental property worth R5.5 million that generates an income of R46,000 a month. After expenses, I am left with R32,650. As I don’t need the income, I invest the...
by adminfwc | Nov 2, 2026 | Estate Planning, Financial Planning, Retirement, Tax
No. 273 – Three effective ways for passing wealth to grandchildren Question I have R10 million that I would like to use to provide my grandchildren with an ongoing income. What is the best way to structure this? Answer There are a few possible routes, and each...
by adminfwc | Oct 5, 2026 | Business, Estate Planning, Financial Planning, Tax
No. 272 – Plan ahead for business ownership after death Question My husband owns a business with two partners. If my husband dies what happens to his shares and how do I make sure I receive the value of his share of the business? Answer You do not necessarily...
by adminfwc | Oct 5, 2026 | Estate Planning, Financial Planning, Investment, Retirement
No. 271 – Planning for living and having money left to leave after your death Question I am 65 and have a retirement fund worth R5 million. I want an income, but I also want to leave something to my son when I die. What should I do? Answer Balancing the income...
