Legal Policies for Financial Wellness Coach

1. Terms and Conditions

Welcome to Financial Wellness Coach! By accessing or using our website (https://www.financialwellnesscoach.co.za/), you agree to comply with the following Terms and Conditions. Please read them carefully before using our services.

1. Use of the Website

You may use this website for personal, non-commercial purposes only. You agree not to engage in any activity that disrupts or interferes with the functioning of the website.

2. Services Provided

Financial Wellness Coach provides financial planning, advisory, and educational resources. These services are subject to availability and may be modified at our discretion.

3. Intellectual Property

All content on this website, including text, graphics, logos, and software, is owned by Financial Wellness Coach and protected under copyright and intellectual property laws.

4. Disclaimer of Liability

The information provided is for general guidance only and does not constitute professional financial advice. Financial Wellness Coach is not liable for any decisions made based on the information provided.

5. Governing Law

These Terms and Conditions are governed by the laws of South Africa. Any disputes will be resolved in the applicable courts of South Africa.


2. Cookie Policy

This Cookie Policy explains how we use cookies on our website (https://www.financialwellnesscoach.co.za/). By using our site, you consent to the use of cookies as outlined below.

What Are Cookies?

Cookies are small files stored on your device to enhance user experience and analyze site traffic.

Types of Cookies We Use

  1. Essential Cookies: Necessary for website functionality.

  2. Performance Cookies: Help us analyze website usage and improve performance.

  3. Functionality Cookies: Remember user preferences and settings.

Managing Cookies

You can manage or disable cookies through your browser settings. Please note that disabling cookies may impact your browsing experience.


3. Disclaimer

The information on this website is for general informational purposes only and does not constitute professional financial advice. Financial Wellness Coach is not liable for any errors, omissions, or outcomes resulting from the use of this information.

  • Always consult a qualified financial professional for personalized advice.

  • The content is provided “as is” without any warranties of any kind.

  • Financial Wellness Coach is not responsible for any third-party content linked on our website.


POPIA Compliance

We are committed to complying with the Protection of Personal Information Act (POPIA) of South Africa. This section outlines how we process and protect personal information:

Data Collection and Use

  • We collect personal information with your consent for specific, legitimate purposes.

  • Personal information includes your name, contact details, and financial information provided during consultations.

Data Protection Measures

  • Personal information is stored securely and accessed only by authorized personnel.

  • We implement technical measures to prevent unauthorized access, loss, or misuse.

Your Rights

You have the right to:

Access your personal information.
Request correction or deletion of inaccurate or outdated information.
Withdraw consent for processing your data.

Contact for Data Protection

If you have any questions or concerns about how your personal information is handled, contact our Data Protection Officer:


 

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