FEATURED WEEKLY ON THE DAILY MAVERICK
FWC Blog
Discover personalized strategies and expert advice to take control of your financial health and build a secure future.
DAILY MAVERICK
Read our articles in the Daily Maverick newspaper, or online on their website/app.
MONTHLY NEWSLETTER
Subscribe to our mailing for a monthly newsletter on the latest topics
FACEBOOK GROUP
Join our Facebook Group where we post finance related updates.
Latest Posts
Retirement Posts
Jul
03
2026
No. 261 – Pay your future self first when you’re earning well
Question My daughter will be working out of France on a boat and will be earning a lot of money. Her intention is to come back to South Africa in about five years. What...
Jul
01
2026
No. 258 – Resigning shortly before retiring: several factors to keep in mind
Question I will be retiring at the end of the year after 40 years of service. My pension fund will pay me 2% of my final pensionable salary for each year of service....
Jun
01
2026
No. 253 – Navigating the tricky challenges the sandwich generation faces
Question I’m supporting my parents financially, and I’m also helping my adult children where I can. I don’t mind doing it because I want to help, but I’m starting to...
Feb
19
2026
No. 242 – How time, consistency and simplicity grow retirement savings
Question I started my first job after graduating last year. The company offers group risk cover but no retirement fund. How much should I invest each month and what...
Feb
02
2026
No. 240 – Weighing up the pros and cons of RAs and tax-free investments
Question I pay tax at the 45% marginal rate and want to invest R3 000 a month for the next 10 years. Should I use a retirement annuity or a tax-free investment for my...
Feb
02
2026
No. 239 – Group RA versus cash: which one is the smarter financial choice?
Question I am from the UK and have been working in South Africa for a couple of years. I am a South African taxpayer and intend returning to the UK in about five years’...
Feb
02
2026
No. 236 – Smart moves to make the most of your tax-free investment
Question I have a tax-free investment at the bank, but the returns seem lower than what my friends are getting from their tax-free investments at an investment company....
Dec
02
2025
No. 234 – How to use living annuities and RAs as wealth transfer tools
Question I have R15m saved in a retirement annuity. As I have sufficient income from other sources, I will not need these funds to provide me with the pension. I would...
Estate Planning Posts
Jul
10
2026
No. 262 – Planning is crucial in turning a business inito usable familty capital
Question My spouse is a 50% shareholder in a business that generates a consistent profit of R6 million a year. I am concerned about what would happen should he pass...
Jul
01
2026
No. 260 – The taxes and fees to consider for estate planning
Question I was told that I need to have cash or a dedicated life insurance policy to pay estate duty when I die. Is this true?Answer It can be true, but it depends on...
Jul
01
2026
No. 259 – Plan and save now to fund cost of assisted living
Question I am worried about the possibility of needing long-term care one day. Frail care facilities are expensive, and I have seen how quickly savings can disappear...
Jun
01
2026
No. 253 – Navigating the tricky challenges the sandwich generation faces
Question I’m supporting my parents financially, and I’m also helping my adult children where I can. I don’t mind doing it because I want to help, but I’m starting to...
Feb
19
2026
No. 241 – Ironing out the problems of leaving a home for future generations
Question How can I leave my home to my children and grandchildren without them selling it once I've passed away?Answer Many people have a family home or holiday home...
Feb
02
2026
No. 238 – Considering offshore investment amid rand and JSE performance
Question The rand has improved against the US dollar over the past year. Is this a good time to move money offshore?Answer This is a really relevant question. The Rand...
Feb
02
2026
No. 237 – A solid financial plan for 2026 is to review, update and simplify
Question I want to get my finances properly sorted in 2026. What would you recommend I do to ensure that I will be in a better financial position at the end of next...
Dec
09
2025
No. 235 – Should you cash in a preservation fund to clear your home loan?
Question I have a preservation fund worth R1.3 million. The growth in that fund has not been particularly good (around 9% a year over the past 5 years). I'm thinking...
Business Posts
Jul
10
2026
No. 262 – Planning is crucial in turning a business inito usable familty capital
Question My spouse is a 50% shareholder in a business that generates a consistent profit of R6 million a year. I am concerned about what would happen should he pass...
Aug
31
2025
No. 221 – Buy-and-sell structures are crucial for businesses
Question I run a business with two partners. Things are fine now, but what if one of us dies? A friend passed away last year, and it ended up in a messy legal fight...
May
05
2025
No. 203 – Options to make a higher salary and a loss of benefits work for you
Question I am moving to a new company where the salary will be higher but there are no company benefits like a pension fund or medical aid. I am not sure what I should...
Dec
02
2024
No. 189 – Retirement and risk cover options for employees
Question I have a business with 20 employees. I would like to put in some kind of retirement fund for them. Is this financially feasible for our sized company? If so,...
Dec
02
2024
No. 185 – To quell chaos, your business needs its own will
Question I recently heard someone talking about a will for a business. How does this work?Answer A will for a business documents what should happen to your interest in...
Dec
02
2024
No. 184 – Products that can give employees peace of mind
Question A colleague has recently been diagnosed with cancer. He is going to be unable to work properly for at least three months. The company will pay him his basic...
Nov
20
2024
No. 178 – How life insurance can protect your spouse if you’re the co-owner of a business
Question I founded a successful business 20 years ago with two others. All three of us are actively involved in its day-to-day management. As it is September, I took...
Nov
19
2024
No. 021 – How to set up a pensions scheme for a small business without any schlep
Question I own a small business and am concerned that a number of my older employees have not made any provision for their retirement. I would like to assist them in...
BLOG CATEGORIES These are the topics we discuss
Business
Discover practical advice on how to create and stick to a budget.
Divorce
Learn strategies to manage and reduce your debt effectively.
Estate Planning
Find out how to save more money and build a secure financial future.
Financial Planning
Get insights on making smart investment decisions.
Investment
Plan for a comfortable and secure retirement.
LIFE COVER
Tips and advice for managing your small business finances.
MEDICAL
Understand the importance of financial wellness and how to achieve it.
OFFSHORE
Join our group sessions to learn about various financial topics.
RETIREMENT
Plan for a comfortable and secure retirement.
RETRENCHMENT
Tips and advice for managing your small business finances.
TAX
Understand the importance of financial wellness and how to achieve it.