by adminfwc | Jul 3, 2026 | Financial Planning, Investment, Offshore, Retirement
No. 261 – Pay your future self first when you’re earning well Question My daughter will be working out of France on a boat and will be earning a lot of money. Her intention is to come back to South Africa in about five years. What should she do with this...
by adminfwc | Jul 1, 2026 | Financial Planning, Investment, Medical, Retirement
No. 258 – Resigning shortly before retiring: several factors to keep in mind Question I will be retiring at the end of the year after 40 years of service. My pension fund will pay me 2% of my final pensionable salary for each year of service. One of my...
by adminfwc | Jun 1, 2026 | Estate Planning, Financial Planning, Investment, Retirement
No. 253 – Navigating the tricky challenges the sandwich generation faces Question I’m supporting my parents financially, and I’m also helping my adult children where I can. I don’t mind doing it because I want to help, but I’m starting to worry that I’m...
by adminfwc | Feb 19, 2026 | Financial Planning, Investment, Retirement, Tax
No. 242 – How time, consistency and simplicity grow retirement savings Question I started my first job after graduating last year. The company offers group risk cover but no retirement fund. How much should I invest each month and what products should I use?...
by adminfwc | Feb 2, 2026 | Financial Planning, Investment, Retirement, Tax
No. 240 – Weighing up the pros and cons of RAs and tax-free investments Question I pay tax at the 45% marginal rate and want to invest R3 000 a month for the next 10 years. Should I use a retirement annuity or a tax-free investment for my savings? I do not own...
by adminfwc | Feb 2, 2026 | Financial Planning, Investment, Retirement, Tax
No. 239 – Group RA versus cash: which one is the smarter financial choice? Question I am from the UK and have been working in South Africa for a couple of years. I am a South African taxpayer and intend returning to the UK in about five years’ time. My employer...
