by adminfwc | Jan 31, 2025 | Financial Planning, Investment, Life Cover
190 – Finance basics: budget, emergency fund and debt Question I would like to get my finances in order this year. What is the best way of going about it? Answer I recommend following a systematic approach towards managing your finances and would suggest that...
by adminfwc | Dec 2, 2024 | Financial Planning, Life Cover, Medical
186 – Making the most of a medical aid on a budget Question I would like to join a medical aid after not being on one for the past two years. I’m 39 with a young child and can only pay around R3 500 a month. I’m looking for the following: comprehensive hospital cover...
by adminfwc | Nov 20, 2024 | Financial Planning, Life Cover, Retirement
122 – How utilising a living annuity can maximise the financial health of your heirs Question I retired three years ago, with half my income coming from my company pension fund and the other half from interest from investments. I am paying tax at a rate of 41%....
by adminfwc | Nov 20, 2024 | Financial Planning, Life Cover
123 – Why cohabiting life partners must get the right will in place Question My life partner of many years passed away last week. We never got around to drawing up a will. What happens now? Answer If someone passes away in South Africa and does not have a will,...
by adminfwc | Nov 20, 2024 | Financial Planning, Life Cover, Medical
124 – Discussing the implications of dementia on your finances Question I am concerned that my mother is showing early signs of dementia. She has several rental properties that provide her with the bulk of her income and these need to be actively managed. Should...
by adminfwc | Nov 20, 2024 | Estate Planning, Financial Planning, Life Cover
127 – Ensuring financial health for your spouse should you pass away Question I retired three years ago, with half my income coming from my company pension fund and the other half from interest from investments. I am paying tax at a rate of 41%. Is there...
