by adminfwc | Aug 11, 2026 | Financial Planning, Investment, Offshore, Tax
No. 265 – US asset may not be the best bet when it comes to estate planning Question I have R10 million invested offshore in an S&P 500 index unit trust. The money was transferred into dollars using my offshore allowance. I have heard that offshore...
by adminfwc | Aug 3, 2026 | Financial Planning, Investment, Retirement, Tax
No. 264 – Turning property proceeds into a tax-efficient retirement income Question I own several rental properties, so my estate is quite large. I recently sold a property for R10 million and would like to invest the money to supplement my pension in a...
by adminfwc | Jul 3, 2026 | Financial Planning, Investment, Offshore, Retirement
No. 261 – Pay your future self first when you’re earning well Question My daughter will be working out of France on a boat and will be earning a lot of money. Her intention is to come back to South Africa in about five years. What should she do with this...
by adminfwc | Jul 1, 2026 | Estate Planning, Financial Planning, Investment, Tax
No. 260 – The taxes and fees to consider for estate planning Question I was told that I need to have cash or a dedicated life insurance policy to pay estate duty when I die. Is this true? Answer It can be true, but it depends on the structure of your estate. The...
by adminfwc | Jul 1, 2026 | Financial Planning, Investment, Medical, Retirement
No. 258 – Resigning shortly before retiring: several factors to keep in mind Question I will be retiring at the end of the year after 40 years of service. My pension fund will pay me 2% of my final pensionable salary for each year of service. One of my...
by adminfwc | Jun 1, 2026 | Estate Planning, Financial Planning, Investment, Retirement
No. 253 – Navigating the tricky challenges the sandwich generation faces Question I’m supporting my parents financially, and I’m also helping my adult children where I can. I don’t mind doing it because I want to help, but I’m starting to worry that I’m...
