by adminfwc | Jul 1, 2026 | Estate Planning, Financial Planning, Life Cover, Medical
No. 259 – Plan and save now to fund cost of assisted living Question I am worried about the possibility of needing long-term care one day. Frail care facilities are expensive, and I have seen how quickly savings can disappear when someone requires full-time...
by adminfwc | Jul 1, 2026 | Financial Planning, Investment, Medical, Retirement
No. 258 – Resigning shortly before retiring: several factors to keep in mind Question I will be retiring at the end of the year after 40 years of service. My pension fund will pay me 2% of my final pensionable salary for each year of service. One of my...
by adminfwc | Nov 3, 2025 | Financial Planning, Investment, Medical, Tax
No. 230 – Investment account only for dental expenses will keep you smiling Question My friend’s son has had braces fitted to his teeth. I was shocked to hear what it cost and that it was not covered by their medical aid. What do I do now to ensure that if my...
by adminfwc | Oct 27, 2025 | Estate Planning, Financial Planning, Medical, Retirement
No. 229 – Avoid leaving your children with frail-care costs by planning early Question I booked my mother into a frail-care facility recently which costs R30 000 a month. Unfortunately, her pension is not large enough and I’ve had to step in and subsidise the...
by adminfwc | Jul 29, 2025 | Financial Planning, Life Cover, Medical, Retirement
No. 216 – Rethinking life insurance cover at retirement Question My wife and I are approaching retirement. We are in good health, have no debt, and have built up a reasonable nest egg. However, we are currently paying R15,000 per month for life and dread disease...
by adminfwc | Jun 27, 2025 | Estate Planning, Financial Planning, Investment, Medical
No. 210 – Planning ahead for a smooth financial handover Question My wife and I are in our 80s and still in relatively good health. I currently manage all our financial affairs, but I’m becoming increasingly concerned about what would happen should I fall ill or...
