by adminfwc | Nov 2, 2026 | Estate Planning, Financial Planning, Investment, Tax
No. 275 – Money in the bank could cost you more in tax Question I recently got a shock from my tax advisor and was told I have to pay SARS over R100 000 this year. My advisor said it was because I have too much money in my local and offshore bank accounts. ...
by adminfwc | Nov 2, 2026 | Estate Planning, Financial Planning, Retirement, Tax
No. 273 – Three effective ways for passing wealth to grandchildren Question I have R10 million that I would like to use to provide my grandchildren with an ongoing income. What is the best way to structure this? Answer There are a few possible routes, and each...
by adminfwc | Oct 5, 2026 | Business, Estate Planning, Financial Planning, Tax
No. 272 – Plan ahead for business ownership after death Question My husband owns a business with two partners. If my husband dies what happens to his shares and how do I make sure I receive the value of his share of the business? Answer You do not necessarily...
by adminfwc | Oct 5, 2026 | Estate Planning, Financial Planning, Investment, Retirement
No. 271 – Planning for living and having money left to leave after your death Question I am 65 and have a retirement fund worth R5 million. I want an income, but I also want to leave something to my son when I die. What should I do? Answer Balancing the income...
by adminfwc | Sep 21, 2026 | Estate Planning, Financial Planning, Investment, Tax
No. 268 – Access bonds can boost emergency savings, but discipline is vital Question Is it prudent to put your emergency fund into your access bond, where it reduces the interest on your home loan but remains available if you need it? Answer From a purely...
by adminfwc | Sep 2, 2026 | Estate Planning, Financial Planning, Investment, Tax
No. 267 – The case for giving children an early inheritance Question My wife and I are in our seventies and have considerably more money than we are likely to spend. Our children are in their forties and could use the money now. Should we start giving them their...
