by adminfwc | Jun 27, 2025 | Estate Planning, Financial Planning, Investment, Medical
No. 210 – Planning ahead for a smooth financial handover Question My wife and I are in our 80s and still in relatively good health. I currently manage all our financial affairs, but I’m becoming increasingly concerned about what would happen should I fall ill or...
by adminfwc | Jun 27, 2025 | Estate Planning, Financial Planning, Investment, Tax
No. 209 – Ensure less estate duties with all-round benefits Question I am 82 years old and have R20 million invested in unit trusts. My son will inherit everything, but I am worried about him investing a lump sum like this as he has a gambling problem. I...
by adminfwc | Jun 2, 2025 | Financial Planning, Investment, Retirement, Tax
No. 208 – How to work out your retirement savings number Question My friends tell me that I need R30 million in order to retire. My savings are nowhere near that. Am I in trouble? Answer The amount of money that you need in order to retire will depend on how...
by adminfwc | Jun 2, 2025 | Financial Planning, Investment, Life Cover, Retirement
No. 207 – Protect your finances with critical illness cover Question I’ve recently joined a company where there are no employee benefits, so we need to make our own arrangements. At my old company, I had critical illness cover of one times my annual...
by adminfwc | Jun 2, 2025 | Financial Planning, Investment, Retirement, Tax
No. 205 – Before you hedge, make sure you have the edge Question My son says that we should be investing in hedge funds as it will reduce the amount of risk in our investment portfolio. I’m a bit worried about this as I have seen stories where people have...
by adminfwc | May 5, 2025 | Estate Planning, Financial Planning, Investment, Tax
204 – How to provide fast access to funds after death Question I want to invest some money that can do the following: I want my spouse to have quick access to the funds should I pass away – I do not want her to wait till the estate has been finalised I do...
