by adminfwc | Jul 3, 2026 | Financial Planning, Investment, Offshore, Retirement
No. 261 – Pay your future self first when you’re earning well Question My daughter will be working out of France on a boat and will be earning a lot of money. Her intention is to come back to South Africa in about five years. What should she do with this...
by adminfwc | Jul 1, 2026 | Estate Planning, Financial Planning, Investment, Tax
No. 260 – The taxes and fees to consider for estate planning Question I was told that I need to have cash or a dedicated life insurance policy to pay estate duty when I die. Is this true? Answer It can be true, but it depends on the structure of your estate. The...
by adminfwc | Jul 1, 2026 | Estate Planning, Financial Planning, Life Cover, Medical
No. 259 – Plan and save now to fund cost of assisted living Question I am worried about the possibility of needing long-term care one day. Frail care facilities are expensive, and I have seen how quickly savings can disappear when someone requires full-time...
by adminfwc | Jul 1, 2026 | Financial Planning, Investment, Medical, Retirement
No. 258 – Resigning shortly before retiring: several factors to keep in mind Question I will be retiring at the end of the year after 40 years of service. My pension fund will pay me 2% of my final pensionable salary for each year of service. One of my...
by adminfwc | Jun 1, 2026 | Estate Planning, Financial Planning, Investment, Retirement
No. 253 – Navigating the tricky challenges the sandwich generation faces Question I’m supporting my parents financially, and I’m also helping my adult children where I can. I don’t mind doing it because I want to help, but I’m starting to worry that I’m...
by adminfwc | Feb 19, 2026 | Financial Planning, Investment, Retirement, Tax
No. 242 – How time, consistency and simplicity grow retirement savings Question I started my first job after graduating last year. The company offers group risk cover but no retirement fund. How much should I invest each month and what products should I use?...
