by adminfwc | Mar 29, 2026 | Uncategorized
No. 245 – Think twice before establishing a trust to fund future education Question I’d like to set up a trust for my five-year-old daughter’s education. Is that the right move? Answer A trust can be an excellent vehicle for providing for your daughter’s...
by adminfwc | Mar 2, 2026 | Uncategorized
No. 244 – How modern endowment policies can make tax and estate sense Question My financial adviser recommended that I invest in an endowment. Is this advisable? I’ve heard bad things about it. Answer For many South Africans, endowments still carry the memory of...
by adminfwc | Mar 2, 2026 | Uncategorized
No. 243 – The right questions you should be asking about a living annuity Question I will be retiring shortly and am looking at buying a living annuity. I was told that the main item to look at would be costs. The plan that I am looking at has an admin fee of...
by adminfwc | Feb 19, 2026 | Financial Planning, Investment, Retirement, Tax
No. 242 – How time, consistency and simplicity grow retirement savings Question I started my first job after graduating last year. The company offers group risk cover but no retirement fund. How much should I invest each month and what products should I use?...
by adminfwc | Feb 19, 2026 | Estate Planning, Financial Planning, Investment, Tax
No. 241 – Ironing out the problems of leaving a home for future generations Question How can I leave my home to my children and grandchildren without them selling it once I’ve passed away? Answer Many people have a family home or holiday home they would...
