by adminfwc | Feb 2, 2026 | Estate Planning, Financial Planning, Investment, Offshore
No. 238 – Considering offshore investment amid rand and JSE performance Question The rand has improved against the US dollar over the past year. Is this a good time to move money offshore? Answer This is a really relevant question. The Rand / Dollar exchange...
by adminfwc | Feb 2, 2026 | Estate Planning, Financial Planning, Investment, Life Cover
No. 237 – A solid financial plan for 2026 is to review, update and simplify Question I want to get my finances properly sorted in 2026. What would you recommend I do to ensure that I will be in a better financial position at the end of next year? Answer If you...
by adminfwc | Feb 2, 2026 | Financial Planning, Investment, Retirement, Tax
No. 236 – Smart moves to make the most of your tax-free investment Question I have a tax-free investment at the bank, but the returns seem lower than what my friends are getting from their tax-free investments at an investment company. Can I move my investment...
by adminfwc | Dec 9, 2025 | Estate Planning, Financial Planning, Investment, Tax
No. 235 – Should you cash in a preservation fund to clear your home loan? Question I have a preservation fund worth R1.3 million. The growth in that fund has not been particularly good (around 9% a year over the past 5 years). I’m thinking of cashing it...
by adminfwc | Dec 2, 2025 | Financial Planning, Investment, Retirement, Tax
No. 234 – How to use living annuities and RAs as wealth transfer tools Question I have R15m saved in a retirement annuity. As I have sufficient income from other sources, I will not need these funds to provide me with the pension. I would like to leave the full...
