by adminfwc | Apr 1, 2025 | Financial Planning, Investment, Retirement, Retrenchment
198 – Securing a steady income after early retirement Question Our company is closing down, and I’ve been put on early retirement. I am 60 years old and have R5m in my provident fund and R3m in savings which includes the severance package. I am concerned...
by adminfwc | Apr 1, 2025 | Estate Planning, Financial Planning, Investment, Tax
197 – Be the master of estate planning and avoid delays Question I retired three years ago, with half my income coming from my company pension fund and the other half from interest from investments. I am paying tax at a rate of 41%. Is there anything that I can...
by adminfwc | Mar 3, 2025 | Financial Planning, Investment, Offshore, Tax, Uncategorized
196 – Don’t have all your eggs in one overseas basket Question The new land expropriation law has been giving me sleepless nights. A friend of mine suggested that I should do as he has done and move all my investments into an overseas bank. Should I do so?...
by adminfwc | Mar 3, 2025 | Financial Planning, Investment, Offshore, Tax
195 – Essential questions to ask when you see your financial adviser Question I left university ten years ago and have been managing my own investments. After reading your column, I am concerned that this may not have been the wisest move and that my finances...
by adminfwc | Feb 18, 2025 | Estate Planning, Financial Planning, Investment, Retirement
194 – How retirees can benefit from investing in retirement annuities Question I have a question about contributing to RAs to save tax when one is my age, that being almost 80. As we took the full lump sum when we retired, any one-third withdrawal on new RA...
