by adminfwc | Aug 28, 2025 | Financial Planning, Investment, Retirement, Tax
No. 220 – How to strike the right balance between caution and growth Question With inflation now around 3%, the Reserve Bank cut rates by 0.25%. That’s great for borrowers, but I’m a 68-year-old pensioner living off the interest from a 32-day call account. I...
by adminfwc | Aug 19, 2025 | Financial Planning, Investment, Retirement, Tax
No. 219 – Using extra money smartly can maximise your retirement funds Question My spouse has no pension or retirement fund. He has just sold a property and now has a few million in the bank. Can we put that into my pension or retirement annuity to boost our...
by adminfwc | Aug 13, 2025 | Estate Planning, Financial Planning, Investment, Tax
No. 218 – Steps to take if your spouse is showing signs of mental decline Question My husband is showing signs of mental confusion, and I am concerned that he may be getting dementia. What do I need to do in order to manage his finances? Answer With people...
by adminfwc | Aug 13, 2025 | Financial Planning, Investment, Offshore, Tax
No. 217 – Expats, beware these property ownership pitfalls Question We are South Africans working abroad with all our savings in our offshore bank. As we sold our property when we left SA and no longer own a house, we are thinking of buying a property in Europe...
by adminfwc | Jul 29, 2025 | Financial Planning, Life Cover, Medical, Retirement
No. 216 – Rethinking life insurance cover at retirement Question My wife and I are approaching retirement. We are in good health, have no debt, and have built up a reasonable nest egg. However, we are currently paying R15,000 per month for life and dread disease...
