by adminfwc | May 5, 2025 | Business, Financial Planning, Investment, Retirement
203 – Options to make a higher salary and a loss of benefits work for you Question I am moving to a new company where the salary will be higher but there are no company benefits like a pension fund or medical aid. I am not sure what I should do with my current...
by adminfwc | May 5, 2025 | Estate Planning, Financial Planning, Life Cover, Medical
202 – Life insurance and children: how to do the maths Question We will be having our first baby shortly and I think it is about time that I took out some life insurance. How do I work out how much life insurance I should get? Answer The short answer is that you...
by adminfwc | May 5, 2025 | Estate Planning, Financial Planning, Investment, Retirement
201 – Inheritance should last and be inflation-proof Question My mother (75) inherited R5-million after the death of my father. The money is currently in the bank and she’s using this to fund her day to day living expenses which come to around R20 000 a...
by adminfwc | Apr 1, 2025 | Financial Planning, Investment, Retirement, Tax
200 – Choose wisely and set yourself up for the future Question My mother recently passed away and I will be inheriting a living annuity that pays her an income of R20 000 a month and is worth R5m. I have been given the option of taking the R5 million as a lump...
by adminfwc | Apr 1, 2025 | Financial Planning, Investment, Retirement, Tax
199 – Timing the markets versus time in the market Question I retired three years ago, with half my income coming from my company pension fund and the other half from interest from investments. I am paying tax at a rate of 41%. Is there anything that I can do to...
