by adminfwc | Mar 2, 2026 | Uncategorized
No. 244 – How modern endowment policies can make tax and estate sense Question My financial adviser recommended that I invest in an endowment. Is this advisable? I’ve heard bad things about it. Answer For many South Africans, endowments still carry the memory of...
by adminfwc | Mar 2, 2026 | Uncategorized
No. 243 – The right questions you should be asking about a living annuity Question I will be retiring shortly and am looking at buying a living annuity. I was told that the main item to look at would be costs. The plan that I am looking at has an admin fee of...
by adminfwc | Jul 29, 2025 | Estate Planning, Financial Planning, Investment, Retirement, Uncategorized
No. 213 – Reconsidering the worth of rental properties as retirement nears Question We will be retiring at the end of the year and have several investment properties in Cape Town that we rent out. We want to use the income from these properties to supplement...
by adminfwc | Jul 1, 2025 | Financial Planning, Investment, Life Cover, Retirement, Uncategorized
No. 212 – Top 10 tips for managing money once full-time work is a thing of the past Question One in ten South Africans will live to age 100 so if you retire at 65, your savings may need to support you for another 35 years. Over the past 35 years you lived...
by adminfwc | Mar 3, 2025 | Financial Planning, Investment, Offshore, Tax, Uncategorized
196 – Don’t have all your eggs in one overseas basket Question The new land expropriation law has been giving me sleepless nights. A friend of mine suggested that I should do as he has done and move all my investments into an overseas bank. Should I do so?...
by adminfwc | Dec 2, 2024 | Financial Planning, Investment, Retrenchment, Uncategorized
187 – What to do if you get retrenched Question I have just been retrenched and I’m feeling quite overwhelmed by all the decisions that I need to make. Do you have any suggestions on what the big pitfalls are and how to avoid them. Answer Getting retrenched is...
