by adminfwc | Dec 9, 2025 | Estate Planning, Financial Planning, Investment, Tax
No. 235 – Should you cash in a preservation fund to clear your home loan? Question I have a preservation fund worth R1.3 million. The growth in that fund has not been particularly good (around 9% a year over the past 5 years). I’m thinking of cashing it...
by adminfwc | Dec 2, 2025 | Financial Planning, Investment, Retirement, Tax
No. 234 – How to use living annuities and RAs as wealth transfer tools Question I have R15m saved in a retirement annuity. As I have sufficient income from other sources, I will not need these funds to provide me with the pension. I would like to leave the full...
by adminfwc | Dec 2, 2025 | Estate Planning, Financial Planning, Investment, Tax
No. 233 – Practical ways to teach children good long-term money habits Question How do I teach my children good financial habits? Answer Managing money is one of the most important lessons we can teach our children. Here are a couple of ideas that may help your...
by adminfwc | Dec 2, 2025 | Financial Planning, Investment, Retirement, Tax
No. 232 – Investment options for you that generate steady after-tax income Question I am a 74 year old widow and have recently sold a property for R4m. How should I invest the proceeds to generate the best after tax income? Answer There are a couple of options...
by adminfwc | Nov 3, 2025 | Financial Planning, Investment, Medical, Tax
No. 230 – Investment account only for dental expenses will keep you smiling Question My friend’s son has had braces fitted to his teeth. I was shocked to hear what it cost and that it was not covered by their medical aid. What do I do now to ensure that if my...
by adminfwc | Oct 20, 2025 | Estate Planning, Financial Planning, Investment, Tax
No. 228 – Plan for the everyday while estate is wound up Question We are married in community of property and are worried that if one of us dies, everything will be frozen for months or maybe years while the estate is wound up. I don’t want the survivor begging...
