by adminfwc | Oct 7, 2025 | Financial Planning, Investment, Retirement, Tax
No. 226 – Money priorities every graduate should know Question I will be finishing university next month and know nothing about financial planning. What should I prioritise? Answer Start with the only asset you already own that can pay for everything else — your...
by adminfwc | Sep 16, 2025 | Financial Planning, Investment, Retirement, Tax
No. 223 – Time plus compound interest equals big returns Question I’m a 74-year-old ‘financially illiterate’ gran learning so much from your column. I have a newborn grandson and would like to start some sort of ‘fund’ for his future. What would you advise?...
by adminfwc | Aug 28, 2025 | Financial Planning, Investment, Retirement, Tax
No. 220 – How to strike the right balance between caution and growth Question With inflation now around 3%, the Reserve Bank cut rates by 0.25%. That’s great for borrowers, but I’m a 68-year-old pensioner living off the interest from a 32-day call account. I...
by adminfwc | Aug 19, 2025 | Financial Planning, Investment, Retirement, Tax
No. 219 – Using extra money smartly can maximise your retirement funds Question My spouse has no pension or retirement fund. He has just sold a property and now has a few million in the bank. Can we put that into my pension or retirement annuity to boost our...
by adminfwc | Jul 29, 2025 | Financial Planning, Life Cover, Medical, Retirement
No. 216 – Rethinking life insurance cover at retirement Question My wife and I are approaching retirement. We are in good health, have no debt, and have built up a reasonable nest egg. However, we are currently paying R15,000 per month for life and dread disease...
by adminfwc | Jul 29, 2025 | Estate Planning, Financial Planning, Investment, Retirement, Uncategorized
No. 213 – Reconsidering the worth of rental properties as retirement nears Question We will be retiring at the end of the year and have several investment properties in Cape Town that we rent out. We want to use the income from these properties to supplement...
