by adminfwc | Nov 10, 2025 | Estate Planning, Financial Planning, Investment, Retirement
No. 231 – Make finances simple for your surviving spouse Question I have managed the family finances without a financial adviser and have done well. I am concerned that when I pass away, my spouse — who has no interest in money — will not know what to do. What...
by adminfwc | Oct 27, 2025 | Estate Planning, Financial Planning, Medical, Retirement
No. 229 – Avoid leaving your children with frail-care costs by planning early Question I booked my mother into a frail-care facility recently which costs R30 000 a month. Unfortunately, her pension is not large enough and I’ve had to step in and subsidise the...
by adminfwc | Oct 7, 2025 | Financial Planning, Investment, Retirement, Tax
No. 226 – Money priorities every graduate should know Question I will be finishing university next month and know nothing about financial planning. What should I prioritise? Answer Start with the only asset you already own that can pay for everything else — your...
by adminfwc | Sep 16, 2025 | Financial Planning, Investment, Retirement, Tax
No. 223 – Time plus compound interest equals big returns Question I’m a 74-year-old ‘financially illiterate’ gran learning so much from your column. I have a newborn grandson and would like to start some sort of ‘fund’ for his future. What would you advise?...
by adminfwc | Aug 28, 2025 | Financial Planning, Investment, Retirement, Tax
No. 220 – How to strike the right balance between caution and growth Question With inflation now around 3%, the Reserve Bank cut rates by 0.25%. That’s great for borrowers, but I’m a 68-year-old pensioner living off the interest from a 32-day call account. I...
by adminfwc | Aug 19, 2025 | Financial Planning, Investment, Retirement, Tax
No. 219 – Using extra money smartly can maximise your retirement funds Question My spouse has no pension or retirement fund. He has just sold a property and now has a few million in the bank. Can we put that into my pension or retirement annuity to boost our...
