by adminfwc | Nov 20, 2024 | Estate Planning, Financial Planning, Investment, Tax
149 – MAKING THE MOST OUT OF YOUR TAX-FREE INVESTMENT Question Are tax free investments worthwhile? Answer I do a lot of financial planning for people approaching retirement who have investments that they made many years ago. When they want to withdraw the...
by adminfwc | Nov 20, 2024 | Estate Planning, Financial Planning, Investment, Retirement
150 – PENSION CONSIDERATIONS FOR RETIRING TEACHERS Question I am a school teacher and will be retiring next year after 40 years of service. One of my colleagues mentioned that the government is planning on taking part of our pension fund and using it to bail out...
by adminfwc | Nov 20, 2024 | Estate Planning, Financial Planning, Investment, Tax
153 – BEWARE FINANCIAL ADVICE THAT DOES NOT ADD VALUE Question I am 28 years old and met with an insurance broker who suggested that I make a regular monthly investment. He gave me a quote on an investment that targets a return of inflation plus 2.5%. When I...
by adminfwc | Nov 20, 2024 | Estate Planning, Financial Planning, Investment, Retirement
154 – CHOOSING BETWEEN TWO DIFFERENT ANNUITY OPTIONS Question I am a 70-year-old pensioner and derive my income from a living annuity (from which I draw 2.5% each year) as well as drawdowns from my investment portfolio. I am thinking about converting my living...
by adminfwc | Nov 20, 2024 | Estate Planning, Financial Planning, Investment, Retirement
155 – MAKING YOUR RETIREMENT INVESTMENTS WORK FOR YOU Question I am concerned about the safety and security of our investments in South Africa. We do not intend emigrating but would like to ensure that we protect our assets. Answer Your problem is not unique....
by adminfwc | Nov 20, 2024 | Estate Planning, Financial Planning, Investment, Offshore
156 – HOW TO REDUCE THE RISK OF HAVING ALL YOUR INVESTMENTS IN SOUTH AFRICA Question I am concerned about the safety and security of our investments in South Africa. We do not intend emigrating but would like to ensure that we protect our assets. Answer South...
