by adminfwc | May 5, 2025 | Estate Planning, Financial Planning, Investment, Retirement
201 – Inheritance should last and be inflation-proof Question My mother (75) inherited R5-million after the death of my father. The money is currently in the bank and she’s using this to fund her day to day living expenses which come to around R20 000 a...
by adminfwc | Apr 1, 2025 | Financial Planning, Investment, Retirement, Tax
200 – Choose wisely and set yourself up for the future Question My mother recently passed away and I will be inheriting a living annuity that pays her an income of R20 000 a month and is worth R5m. I have been given the option of taking the R5 million as a lump...
by adminfwc | Apr 1, 2025 | Financial Planning, Investment, Retirement, Tax
199 – Timing the markets versus time in the market Question I retired three years ago, with half my income coming from my company pension fund and the other half from interest from investments. I am paying tax at a rate of 41%. Is there anything that I can do to...
by adminfwc | Apr 1, 2025 | Financial Planning, Investment, Retirement, Retrenchment
198 – Securing a steady income after early retirement Question Our company is closing down, and I’ve been put on early retirement. I am 60 years old and have R5m in my provident fund and R3m in savings which includes the severance package. I am concerned...
by adminfwc | Apr 1, 2025 | Estate Planning, Financial Planning, Investment, Tax
197 – Be the master of estate planning and avoid delays Question I retired three years ago, with half my income coming from my company pension fund and the other half from interest from investments. I am paying tax at a rate of 41%. Is there anything that I can...
by adminfwc | Mar 3, 2025 | Financial Planning, Investment, Offshore, Tax, Uncategorized
196 – Don’t have all your eggs in one overseas basket Question The new land expropriation law has been giving me sleepless nights. A friend of mine suggested that I should do as he has done and move all my investments into an overseas bank. Should I do so?...
