by adminfwc | Jul 29, 2025 | Estate Planning, Financial Planning, Investment, Retirement, Uncategorized
No. 213 – Reconsidering the worth of rental properties as retirement nears Question We will be retiring at the end of the year and have several investment properties in Cape Town that we rent out. We want to use the income from these properties to supplement...
by adminfwc | Jun 27, 2025 | Estate Planning, Financial Planning, Investment, Medical
No. 210 – Planning ahead for a smooth financial handover Question My wife and I are in our 80s and still in relatively good health. I currently manage all our financial affairs, but I’m becoming increasingly concerned about what would happen should I fall ill or...
by adminfwc | Jun 27, 2025 | Estate Planning, Financial Planning, Investment, Tax
No. 209 – Ensure less estate duties with all-round benefits Question I am 82 years old and have R20 million invested in unit trusts. My son will inherit everything, but I am worried about him investing a lump sum like this as he has a gambling problem. I...
by adminfwc | May 5, 2025 | Estate Planning, Financial Planning, Investment, Tax
204 – How to provide fast access to funds after death Question I want to invest some money that can do the following: I want my spouse to have quick access to the funds should I pass away – I do not want her to wait till the estate has been finalised I do...
by adminfwc | May 5, 2025 | Estate Planning, Financial Planning, Life Cover, Medical
202 – Life insurance and children: how to do the maths Question We will be having our first baby shortly and I think it is about time that I took out some life insurance. How do I work out how much life insurance I should get? Answer The short answer is that you...
by adminfwc | May 5, 2025 | Estate Planning, Financial Planning, Investment, Retirement
201 – Inheritance should last and be inflation-proof Question My mother (75) inherited R5-million after the death of my father. The money is currently in the bank and she’s using this to fund her day to day living expenses which come to around R20 000 a...
