by adminfwc | Nov 19, 2024 | Business, Life Cover
23 – How to protect your income if you have your own business Question I was retrenched and have set up my own business. It occurred to me that I may run into financial trouble if I am ill and cannot work for an extended period. My old employer had a nice...
by adminfwc | Nov 19, 2024 | Investment
24 – An alternative to fixed deposits Question I am 75 and my husband is 80. We have been using our savings in fixed deposits to provide us with an income. These fixed deposits are coming up for renewal this month. The income we can get is almost half of what we...
by adminfwc | Nov 19, 2024 | Retrenchment
25 – Two things to consider if you get retrenched Question I have just been retrenched and have received some documents from my employer. They talk about in-fund preservation and a continuation option on risk benefits. Answer It is difficult to give you an...
by adminfwc | Nov 19, 2024 | Retirement
26 – 3 Pension options you should consider when you retire Question You recently proposed a solution to improve a pensioner’s cash flow that involved a living annuity, a life annuity and a discretionary income plan. Can you please explain the differences between...
by adminfwc | Nov 19, 2024 | Estate Planning
27 – How to save on executor fees Question I recently went through an estate planning exercise with my financial adviser in which we looked at the capital gains tax, estate duty and executor fees that would be paid should I die soon. The one number that really...
