by adminfwc | Feb 4, 2025 | Estate Planning, Financial Planning, Investment, Retirement
192 – Ensuring income security amid health concerns Question My husband is 82 and is not in the best of health. We are concerned that he may be showing early signs of dementia and we will be seeing a specialist next month. We currently live off the proceeds of...
by adminfwc | Jan 31, 2025 | Financial Planning, Investment, Offshore, Retirement
191 – To beat inflation, retirees need a mix of safe and volatile portfolios Question I recently turned 65 and besides my pension, I have R3m invested in various funds, some of which are overseas. When does one start moving money into totally safe funds like...
by adminfwc | Jan 31, 2025 | Financial Planning, Investment, Life Cover
190 – Finance basics: budget, emergency fund and debt Question I would like to get my finances in order this year. What is the best way of going about it? Answer I recommend following a systematic approach towards managing your finances and would suggest that...
by adminfwc | Dec 2, 2024 | Business, Medical, Retirement
189 – Retirement and risk cover options for employees Question I have a business with 20 employees. I would like to put in some kind of retirement fund for them. Is this financially feasible for our sized company? If so, what would a typical arrangement look like?...
by adminfwc | Dec 2, 2024 | Financial Planning, Investment, Tax
188 – Finding the right annuity for you takes thought Question I recently heard someone talking about a with profit annuity. I only know about living annuities and guaranteed life annuities. How does a with-profit annuity fit into the picture? Answer A with-profit...
