by adminfwc | Feb 19, 2026 | Financial Planning, Investment, Retirement, Tax
No. 242 – How time, consistency and simplicity grow retirement savings Question I started my first job after graduating last year. The company offers group risk cover but no retirement fund. How much should I invest each month and what products should I use?...
by adminfwc | Feb 19, 2026 | Estate Planning, Financial Planning, Investment, Tax
No. 241 – Ironing out the problems of leaving a home for future generations Question How can I leave my home to my children and grandchildren without them selling it once I’ve passed away? Answer Many people have a family home or holiday home they would...
by adminfwc | Feb 2, 2026 | Financial Planning, Investment, Retirement, Tax
No. 240 – Weighing up the pros and cons of RAs and tax-free investments Question I pay tax at the 45% marginal rate and want to invest R3 000 a month for the next 10 years. Should I use a retirement annuity or a tax-free investment for my savings? I do not own...
by adminfwc | Feb 2, 2026 | Financial Planning, Investment, Retirement, Tax
No. 239 – Group RA versus cash: which one is the smarter financial choice? Question I am from the UK and have been working in South Africa for a couple of years. I am a South African taxpayer and intend returning to the UK in about five years’ time. My employer...
by adminfwc | Feb 2, 2026 | Estate Planning, Financial Planning, Investment, Offshore
No. 238 – Considering offshore investment amid rand and JSE performance Question The rand has improved against the US dollar over the past year. Is this a good time to move money offshore? Answer This is a really relevant question. The Rand / Dollar exchange...
by adminfwc | Feb 2, 2026 | Estate Planning, Financial Planning, Investment, Life Cover
No. 237 – A solid financial plan for 2026 is to review, update and simplify Question I want to get my finances properly sorted in 2026. What would you recommend I do to ensure that I will be in a better financial position at the end of next year? Answer If you...
