by adminfwc | Aug 28, 2025 | Financial Planning, Investment, Retirement, Tax
No. 220 – How to strike the right balance between caution and growth Question With inflation now around 3%, the Reserve Bank cut rates by 0.25%. That’s great for borrowers, but I’m a 68-year-old pensioner living off the interest from a 32-day call account. I...
by adminfwc | Aug 19, 2025 | Financial Planning, Investment, Retirement, Tax
No. 219 – Using extra money smartly can maximise your retirement funds Question My spouse has no pension or retirement fund. He has just sold a property and now has a few million in the bank. Can we put that into my pension or retirement annuity to boost our...
by adminfwc | Aug 13, 2025 | Estate Planning, Financial Planning, Investment, Tax
No. 218 – Steps to take if your spouse is showing signs of mental decline Question My husband is showing signs of mental confusion, and I am concerned that he may be getting dementia. What do I need to do in order to manage his finances? Answer With people...
by adminfwc | Aug 13, 2025 | Financial Planning, Investment, Offshore, Tax
No. 217 – Expats, beware these property ownership pitfalls Question We are South Africans working abroad with all our savings in our offshore bank. As we sold our property when we left SA and no longer own a house, we are thinking of buying a property in Europe...
by adminfwc | Jul 29, 2025 | Estate Planning, Financial Planning, Investment, Tax
No. 215 – A smart way to cut estate duty without triggering unnecessary tax Question My father is a widower and has just been diagnosed with cancer. The prognosis is not good and I’m assisting him in tidying up his affairs to make the inheritance process easier....
by adminfwc | Jul 29, 2025 | Financial Planning, Investment, Retrenchment, Tax
No. 214 – Retrenchment is taxing, but plan well and you can avoid disaster Question I’m 54 years old and have just been retrenched from the company I joined straight out of university. I had planned to work for another 11 years so this has really messed up...
