by adminfwc | Nov 20, 2024 | Investment, Life Cover, Retirement
129 – How to set yourself up for retirement, even if you start a bit late Question I retired three years ago, with half my income coming from my company pension fund and the other half from interest from investments. I am paying tax at a rate of 41%. Is there...
by adminfwc | Nov 20, 2024 | Financial Planning, Investment, Life Cover
130 – Review your finances regularly, but be wary of ill intentions Question My financial advisor rebrokes my life cover every two years. A friend of mine says that this does not seem right and that he’s probably doing something dodgy. Should I be worried?...
by adminfwc | Nov 20, 2024 | Estate Planning, Investment, Life Cover, Tax
133 – Making sure the ship stays afloat after you’re gone Question I am concerned that my family will have cash flow problems should I pass away as I heard that it is taking a long time to get an executor appointed. Is it possible to have a bank deposit...
by adminfwc | Nov 20, 2024 | Estate Planning, Financial Planning, Investment, Life Cover
135 – Being able to provide for your children should you and your partner pass away Question We have just had our first child and want to update our will. Are there any special issues should we look out for? Answer The first thing you should consider is what...
by adminfwc | Nov 20, 2024 | Financial Planning, Investment, Life Cover, Medical
141 – Finding the sweet spot when choosing a medical aid Question I received an email from my medical aid instructing me to choose the benefit option I want for the new year. I have no idea what I should look out for. Do I just choose the most expensive one...
by adminfwc | Nov 20, 2024 | Financial Planning, Investment, Life Cover, Medical
143 – GETTING TO GRIPS WITH LIFE INSURANCE PREMIUMS Question I recently applied for some life insurance and received a quotation with three different premiums included. My broker suggested I take the highest premium (obviously), while I preferred the lowest...
