by adminfwc | Nov 10, 2025 | Estate Planning, Financial Planning, Investment, Retirement
No. 231 – Make finances simple for your surviving spouse Question I have managed the family finances without a financial adviser and have done well. I am concerned that when I pass away, my spouse — who has no interest in money — will not know what to do. What...
by adminfwc | Oct 27, 2025 | Estate Planning, Financial Planning, Medical, Retirement
No. 229 – Avoid leaving your children with frail-care costs by planning early Question I booked my mother into a frail-care facility recently which costs R30 000 a month. Unfortunately, her pension is not large enough and I’ve had to step in and subsidise the...
by adminfwc | Oct 20, 2025 | Estate Planning, Financial Planning, Investment, Tax
No. 228 – Plan for the everyday while estate is wound up Question We are married in community of property and are worried that if one of us dies, everything will be frozen for months or maybe years while the estate is wound up. I don’t want the survivor begging...
by adminfwc | Oct 20, 2025 | Estate Planning, Financial Planning, Investment, Tax
No. 227 – Ensuring property transfers are fair for all heirs Question I am 80 years old and have a daughter who lives in my rental property. She will inherit it when I pass away. She would like to take over the ownership now. How do I do this in such a way...
by adminfwc | Sep 30, 2025 | Estate Planning, Financial Planning, Investment, Tax
No. 225 – Restructure your assets sensibly to preserve the money for heirs Question I’m a widow with a terminal diagnosis. I want my two children, both in their 50s, to inherit with minimum cost and delay. I have R5 million in bank accounts, R7 million in unit...
by adminfwc | Sep 25, 2025 | Estate Planning, Financial Planning, Investment, Tax
No. 224 – Untangle financial choices before tying the knot Question My partner and I are getting married in December and need to decide whether we are doing it in community of property or with an ante-nuptial contract. Then there is something called with or...
