by adminfwc | Nov 3, 2025 | Financial Planning, Investment, Medical, Tax
No. 230 – Investment account only for dental expenses will keep you smiling Question My friend’s son has had braces fitted to his teeth. I was shocked to hear what it cost and that it was not covered by their medical aid. What do I do now to ensure that if my...
by adminfwc | Oct 27, 2025 | Estate Planning, Financial Planning, Medical, Retirement
No. 229 – Avoid leaving your children with frail-care costs by planning early Question I booked my mother into a frail-care facility recently which costs R30 000 a month. Unfortunately, her pension is not large enough and I’ve had to step in and subsidise the...
by adminfwc | Jul 29, 2025 | Financial Planning, Life Cover, Medical, Retirement
No. 216 – Rethinking life insurance cover at retirement Question My wife and I are approaching retirement. We are in good health, have no debt, and have built up a reasonable nest egg. However, we are currently paying R15,000 per month for life and dread disease...
by adminfwc | Jun 27, 2025 | Estate Planning, Financial Planning, Investment, Medical
No. 210 – Planning ahead for a smooth financial handover Question My wife and I are in our 80s and still in relatively good health. I currently manage all our financial affairs, but I’m becoming increasingly concerned about what would happen should I fall ill or...
by adminfwc | Jun 2, 2025 | Financial Planning, Life Cover, Medical, Tax
No. 206 – Whether to keep or cancel a life insurance policy Question I took out a life insurance policy many years ago which will pay out about R20m. I do not need the life cover anymore as the loan it needed to cover has been settled. The current premiums are...
by adminfwc | May 5, 2025 | Estate Planning, Financial Planning, Life Cover, Medical
202 – Life insurance and children: how to do the maths Question We will be having our first baby shortly and I think it is about time that I took out some life insurance. How do I work out how much life insurance I should get? Answer The short answer is that you...
