We've all heard of "not keeping all of your eggs in one basket", but is there any merit to it? If the single basket falls and the eggs inside break, you'd have no backup. Similarly, from a financial perspective, if your wealth is concentrated in a single investment space, any trouble in the waters could be devastating.
Read MoreAs investors we can easily get drawn towards a product that offers high returns, but then the tax burden hits and almost all of the hard work of the investment is nullified. Let's explore some options that are available in order to limit the effect of taxation within certain investments.
Read MoreA massive concern that many young parents face is the scenario in which both they and their partners die together or shortly after each other, and that their young child will be left uncared for. Let's take some time and discuss solutions to circumvent this problem, which is not as big an eyesore as it may seem to be.
Read MoreThe process of divorce can be one of the most brutal and transformative experiences anyone can go through. As the saying goes, "the show must go on", but naturally that's a lot easier said than done. Let's talk strategically about the routes you should take should you be thrown into such unfortunate circumstances.
Read MoreSomething we devote a lot of our time worrying about is the question "will my family have enough money when I'm gone?". Well, with some clever planning and strategic decisions, this is very achievable. Let's take some time and explore the options that are available to you to take some weight off of your shoulders.
Read MoreWith the local elections on the horizon, people may be getting anxious about the safety of their invested monies, but it is crucial as an investor not to time the market and predict its movements. The patient approach is generally correct, especially if there is a cohesive strategy connected to your investments.
Read MoreRetrenchment is never an easy topic to cover or to think about. However, as tough as it sounds, the way to act in this situation is to be proactive, especially when it comes to money matters. Knowing what time windows and choices are available to make changes if needed is priceless and could have a significant impact on your financial health and stability in the future.
Read MoreIt's always a good idea to review your finances on a regular basis with your financial adviser, but unfortunately for some people, what seems like a good rendering of services could just be a facade. Let's sit down and have a quick discussion for warning signs to look out for and what little things you can do to ensure your own financial health in tandem with your adviser.
Read MoreHitting your fifties with no retirement planning behind you? Don't worry, not all hope is lost. Naturally, it's ideal that you start saving for the day retirement rolls around as early as possible, but here is my advice on how you should tackle this situation, should you find yourself firmly in it.
Read MoreAs one gets older and the family expands, your focus may shift and you may want to help your children put their little ones through school. With some clever structuring and know what to do with your assets, this is very achievable, even without costing an arm and a leg.
Read MoreAs with anything in the financial space, nothing is "cookie cutter". There's no one way of doing things. Let's sit and talk through this together, and hopefully arrive to a position where this is clearer to you and can help you make an informed decision in the future.
Read MoreAdvice of old would suggest that investing in property as a method of acquiring retirement income is the best and most reliable way to go, but this is simply not the case. Let's open the conversation about acquiring property as an income vessel, and what other options are available.
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