Critical Illness Cover

Medical advances have meant that a heart attack or cancer is no longer the death sentence it was twenty years ago.  However, the financial consequences are often devastating.

If you are over 40, you probably have a friend that has had cancer or a heart attack.  No matter how good their medical aids are, the illness has cost them financially.  This could be due to a prolonged absence from work or the cost of medication or treatments that are not fully covered by the medical aid.

We have seen so many of our friends suffer financially after becoming ill and realised – too late unfortunately, that much of this financial stress could have been avoided by having a relatively inexpensive policy.

Speak to us about getting this protection

Brother of the more famous Chris

Most of us have heard of Chris Barnard who performed the first heart transplant.  But not enough of us give credit to his brother, Marius Barnard, who has had a much bigger impact on our lives in financial services – he came up with the idea of Critical Illness cover.

In fact he is in the Insurance Hall of Fame for conceiving this benefit.

He said in an interview that he saw the financial and social impact on his patients that survived a critical illness.  His patients lived for years after the event but “in this time, they died financially”.

We have come a long way since the first critical illness / dread disease product was introduced in 1983.