Daily Maverick Articles #retirement savings

As someone who used to be employed as a teacher many years ago, and still work with many to this day, I'm quite familiar with the types of pension funds that are available in an already underpaying profession. Let's take a look at home you could structure your affairs to give you the best returns and most longevity.

Retrenchment is never an easy topic to cover or to think about. However, as tough as it sounds, the way to act in this situation is to be proactive, especially when it comes to money matters. Knowing what time windows and choices are available to make changes if needed is priceless and could have a significant impact on your financial health and stability in the future.

Hitting your fifties with no retirement planning behind you? Don't worry, not all hope is lost. Naturally, it's ideal that you start saving for the day retirement rolls around as early as possible, but here is my advice on how you should tackle this situation, should you find yourself firmly in it.

Any and every small business owner/shareholder has many things to consider and keep track of, and one that commonly gets overlooked is the order of operations should a fellow shareholder pass away. Let's explore possible solutions to this pressing issue, and allow you to put structures in place before it's too late.

Investments, along with many other things in life, comes with its own myriad of risks. It's important to be aware of how your money grows and be able to make decisions based on your findings. Let's assess the world of annuities, drawdown rates and the volatility within the market together.

We all work with the intention of retiring as comfortably as possible, but we often come across a few obstacles and worries, one of which being the question regarding the tax in relation to retirement savings. Let's take some time and discuss how you can navigate your way through this, from the implications regarding estate duty, to considering a combination of different annuity types.